Reference
Browse indicative income-tax brackets by region and year.
Your money data never leaves this device
Every calculation, statement, and ledger stays in your browser. Nothing is uploaded, and exports are encrypted on-device.
Reference
Standard deduction: $16,100.00
| Income band | Marginal rate |
|---|---|
| $0.00 – $12,400.00 | 10% |
| $12,400.00 – $50,400.00 | 12% |
| $50,400.00 – $105,700.00 | 22% |
| $105,700.00 – $201,775.00 | 24% |
| $201,775.00 – $256,225.00 | 32% |
| $256,225.00 – $640,600.00 | 35% |
| Over $640,600.00 | 37% |
United States — 2026 (federal). Federal only (Rev. Proc. 2025-32, post-OBBBA); excludes state and local taxes.
There is no upload endpoint — your files are processed in this browser tab. Open your network tab and check. See how it stays private.
How to income tax brackets
- Find your region. Locate the relevant bracket table.
- Read the rate. See the marginal rate for each income band.
- Estimate. Use the figures in the Income-tax estimator for a number.
Understanding brackets clears up the most common tax myth — that a raise into a new bracket can leave you worse off. Because rates are marginal, only the income above each threshold is taxed higher.
Use this reference to plug real rates into the Income-tax estimator, and see the Contribution-limits reference for tax-advantaged accounts that reduce taxable income.
Frequently asked questions
What is a marginal tax rate?
The rate applied to your next dollar of income. Because brackets are progressive, only income within each band is taxed at that band's rate — not your whole income.
Are these rates current?
Brackets are indexed and revised periodically, so always confirm the latest figures with the official tax authority before relying on them.
Is this tax advice?
No. It's a factual reference; your actual liability depends on deductions, credits, and status, so consult a professional if unsure.
Related tools
- Income taxEstimate income tax from dated, per-country brackets. An estimate, not advice.
- Capital gainsEstimate short- vs. long-term capital gains from buy/sell lots. An estimate, not advice.
- Contribution limitsReference contribution limits for retirement and tax-advantaged accounts by region.
- Sales-tax ratesReference indicative VAT, GST, and sales-tax rates by region.